These are the tools I actually use and recommend for life in Japan. I only include things that are genuinely useful — some links are affiliate links, which means I may earn a small commission at no extra cost to you.
Last updated: April 2026
Money & Banking
Sending money to Japan and managing finances as a foreigner
Wise
Affiliate
Best for international transfers — real exchange rate, no markup
The #1 tool for expats sending money to and from Japan. No hidden fees, holds multiple currencies including JPY, and the Wise card works everywhere. Used by millions of expats worldwide.
Travel Insurance
Cover before and after you arrive in Japan
Cover-More
Affiliate
Best travel insurance for Australians heading to Japan
Australian-based insurer with solid Japan coverage. Great for pre-move trips and short-term stays. Easy to compare plans online.
Health Insurance (Long-Term)
For residents and digital nomads staying longer term
Genki
Affiliate
International health insurance built for expats and remote workers
Covers you globally including Japan. Solid option if you are not yet enrolled in Japan’s National Health Insurance (NHI) or want supplemental coverage. 5% recurring affiliate commission — they treat partners well.
SIM Cards & Internet
Staying connected as a Japan resident
Best Japan Expat SIM Cards (2026)
Our full comparison of SIM options for long-term residents
Not all Japan SIMs are created equal — tourist SIMs often ban voice calls and tethering. Our guide breaks down which plans work for expats.
Language Learning
Learn Japanese before and after your move
Best Japanese Learning Apps (2026)
What actually works for learning Japanese — reviewed by expats
From Anki to Duolingo to WaniKani — we break down what is worth your time and money depending on your level.
Affiliate Disclosure: Some links on this page are affiliate links. If you sign up or purchase through them, we may earn a small commission at no extra cost to you. We only recommend products we genuinely use or have thoroughly researched.