Recommended Tools

The tools we actually use and recommend for life in Japan. We only include things that are genuinely useful — most are affiliate links, which means we may earn a small commission at no cost to you.

Last updated: May 2026

Money & Banking

• Wise — the expat money transfer we actually use. Real exchange rate, transparent fees, multi-currency account. Open a Wise account →
• Sony Bank / Shinsei / JP Post — foreigner-friendly Japanese banks. See our bank account guide.

Travel Insurance

• Cover-More — Australian travel insurance, comprehensive coverage. Good for visitors and short-term stays.
• Allianz Global Assistance — global travel insurance with strong Japan coverage.

Health Insurance (Long-Term)

• Genki — expat health insurance for digital nomads and long-term residents (application pending approval).
• SafetyWing — nomad insurance with monthly billing, popular with remote workers.
• National Health Insurance — for residents on a working visa. See our NHI cost guide.

SIM Cards & Internet

• Mobal — long-term SIM with no Japanese guarantor required. Best for new arrivals.
• Sakura Mobile — English-language support, prepaid and contract plans.
• See Best SIM Card guide.

Language Learning

• iTalki — pay-per-lesson with native Japanese tutors.
• Pimsleur / WaniKani / Bunpro — see our language app comparison.

Affiliate disclosure: Some links on this page are affiliate links. If you sign up or make a purchase through them, we may earn a small commission at no extra cost to you. We only recommend products we genuinely use or have thoroughly researched. Read our full disclosure →